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200306858 <br />$Y SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />FREDERIC M GRAVES - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />State of Nebraska <br />County of HALL <br />(Seal) <br />HEATHER E GRAVES - Borrower <br />Witness: <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />The foregoing instrument was acknowledged before me this ��j� =° I J �� ' ' `" ) aj� c3 <br />by FREDERIC M GRAVES, HEATHER E GRAVES <br />i <br />Signature of rs n Taking Ack wle ment <br />(Seal) <br />Lo <br />Title <br />Serial Number, if any <br />My commission expires: <br />WCC�, 13 1 2w �, <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagict?VQiurug- 800 -e49-1362 <br />Form 3028 1 /01 Page 13 of 13 www.docmagic.com <br />Ne302813.mzd <br />MARK D. TRACY <br />'oENE " "` =.`_ <br />MY COMMISSION EXPIRES <br />:NOT�pYi ' <br />"•�a rAS+ "' <br />March 13, 2006 <br />(Seal) <br />Lo <br />Title <br />Serial Number, if any <br />My commission expires: <br />WCC�, 13 1 2w �, <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagict?VQiurug- 800 -e49-1362 <br />Form 3028 1 /01 Page 13 of 13 www.docmagic.com <br />Ne302813.mzd <br />