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DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) "Borrower" is Chris R. Riha and Rhonda M. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />May 22, 2003 <br />Riha, Husband and Wife <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated May 22, 2003 <br />The Note states that Borrower owes Lender <br />Seventy Thousand And 00 /100 <br />Dollars (U.S. $ 70, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than June 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DoCUINEI (Page / of 13 pages) <br />D0CU1NEI.VTX 06/19/2002 <br />1 4 <br />t <br />4' <br />Form 3028 1 /01 <br />-i <br />Q W <br />n n z <br />n = <br />rn <br />7t <br />(h <br />w <br />c7 U� <br />O <br />ff---) <br />Co -a <br />� <br />D <br />o <br />� <br />O <br />o *I <br />O <br />0 <br />W Cn <br />2 <br />m <br />ZB <br />9 <br />After Recording Return To: <br />N <br />cn <br />(D <br />� =- <br />A <br />CIO <br />ca <br />u' <br />►—' O <br />U) <br />200300731 <br />? <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Riha <br />Loan Number: <br />5PT30414 <br />C <br />Parcel Number: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated <br />together with all Riders to this document. <br />(B) "Borrower" is Chris R. Riha and Rhonda M. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />May 22, 2003 <br />Riha, Husband and Wife <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated May 22, 2003 <br />The Note states that Borrower owes Lender <br />Seventy Thousand And 00 /100 <br />Dollars (U.S. $ 70, 000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than June 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DoCUINEI (Page / of 13 pages) <br />D0CU1NEI.VTX 06/19/2002 <br />1 4 <br />t <br />4' <br />Form 3028 1 /01 <br />