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200306729 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br />(Seal) <br />THEODORE ALDRICH - Borrower <br />X/ 4 (Seal) <br />RO ANNE G. ALDRICH - Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER - -LIBOR SIX -MONTH INDEX (AS PUBLISHED IN THE WALL STREET JOURNAL) —Form 3138 1/01 <br />Single Family— Fannie Mae Uniform Instrument (page 3 of 3) <br />t <br />i r <br />j1 <br />1 <br />U' <br />i <br />