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<br />18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, `Interest in the
<br />Property" means any legal or beneficial interest in tae Property, including, but not limited ter, those beneficial interests
<br />transferrer is a bond fur deed, contract for deed, insmllmcnl sales contract or escrow agreement, the intent of which is the
<br />h'mhsfe, of title by Borrower at a future date to a purchaser.
<br />If all or illy part of the Properly or any Interest in the Property is sold or transferred (or if Borrower is not a natural
<br />person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may
<br />require inunediate payment in full of all suns secured by this Security Instrument. However, this option shall not be
<br />exercised by Lender if such exercise is prohibited by Applicuble Law.
<br />If Lender Exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of
<br />not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all
<br />sutras secured by this Security Instrument. If Borrower fails to pay these suers prior to the expiration of this period, Lender
<br />may invoke any remedies permitted by this Security Instrument witmut further notice or demand on Borrower.
<br />19. Borrower's Right W Reinstate After Acceleration. if Borrower meets certain conditions, Borrower shall have
<br />the right to have enforcement of this Security InsLruuaent discontinued at any time prior to the earliest of: (a) five days before
<br />sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable
<br />Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security
<br />Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security
<br />Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements;
<br />(c) pays all expenses incurred in enforcing this Security Instrument, including, but not linuted to, reasonable attorneys' fees,
<br />property inspection and valuation fees, and other Ices incurred for the purpose of protecting Lender's interest in the Property
<br />and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assort, that Lender's
<br />interest in the Property and rights trader this Security Instrument, and Borrower's obligation to pay the sums secured by this
<br />Security Instrument, shall continue unchanged. Leader may require that Borrower pay such reinstatement suers and expenses
<br />in one or more of the following forms, as selected by Lender. (a) cash; (b) money order, (e) certified check, bank check,
<br />lieusuner's check or cashier's check, provided any such check is drawn upon all Instlulion whose deposits are insured by a
<br />federal agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security
<br />Instrument and obligations secured hereby shall remain fully effective as if uo accelemtion had occurred. However, this right
<br />to reinstate shall not apply in the case of accelcmtion under Section 18,
<br />20. Sale of Note; Change of Loan Servicer Notice of Grievance. The Note or a partial interest in the Note (together
<br />with this Security Instrument) can be sold one or more times without prior notice to Borrower - A sale might result in a
<br />change in the Entity (known as the "Loan Servicer ") that collects Periodic Payments due under the Note and this Security
<br />Instrument and pcnfunns other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable
<br />Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note if there is a change of the
<br />Loan Servicer, Borrower will be given written notice of the change which will state the name Lord address of the new Loan
<br />Servicer, the address to which payments should be made and any other int'omhation RESPA requires in Connection with a
<br />notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the
<br />purchaser of the Note, the mortgage loan servicing obligations to Borrower will rennin with the Loan Servicer or be
<br />transfenred to a successor Loan Servicer and are flat aSsmnncd by the Note purchaser unless otherwise provided by tie Note
<br />purchaser.
<br />Neither Borrower nor Lender may commence, join, or bejoined to any judicial action (as cidon as individual litigant or
<br />the mcnilau of a class) that arses from the other party's actions pursuant to this Security Instrument or Oat alleges that the
<br />other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or
<br />Leader has notified the other party (with such notice given in compliance with the requirements of Section 15) of such
<br />alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action.
<br />If Applicable Law provides a time period which must elapse before certain actual can be taken, that time period will be
<br />dcouaed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to Cure given to Borrower
<br />pursuant to Section 22 and the notice of acceleration given to Burrower pursuant to Section 18 shall he decried to satisfy the
<br />ounce end opportunity to lake corrective action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21. (a)'ilazardous Substances" are those substances defined as
<br />toxic or hazardous substances, pollutants, or wastes by F.nvirmnuental Law and the following substances gasoline, kerosene,
<br />other f1mmouble or toxic petroleum products, toxic pesticides and hcrbicidcs, volatile solvents, materials containing asbestos
<br />or lbnnandehyde, and radioactive materials; (b) "Enviro innenlal Law" means federal laws and laws of the jurisdiction where
<br />the Property is located that relate to health, .safety or environmental protection; (c) "Environmemal Cleanup" includes any
<br />NEBRASKA — Slagle Damib-- Fannie Mi a /Freddle Mac ONIFORM INSTRUMENT Form M28 1 /01
<br />aeEPTwno
<br />ITEM 19159 (Cal n (Page Y raj)) oo Fl,) ToO ear Call 180D Il 9r96 O Fax 1'. 19,1191
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