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200306566 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />- BOrmwer - Borrower <br />- Borrower - Borrower <br />_ (Seal) (Seal) <br />- Borrower .Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />'the foregoing instrument was acknowledged before me this 23rd day of May , <br />2003 ,by Christopher M Koozer, Amy Teresa Koozer <br />Witness my hand and notarial seal at Grand Island in said <br />County, the date aforesaid. <br />My Commission Expires: 8 /12/2004 <br />&MQ "� 1 ,' �,,,I�q;����'� L McLellan <br />12, 2p:r4 <br />(a 4R(NE) ;eeogoz aeoe a al e <br />