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<br />DEED OF TRUST 200306490
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Ltstrument" means this document, which is dated ........................ 115, 162800,.,,........ _................ together
<br />with all Riders to this document.
<br />(B) "Borrower" is w.a.YNE.W..PB4KMANN,AN4 KAY. E: BOg1;MANN,.HN6PAN4.AN0. WIFE.................................... .........................
<br />...
<br />.......................................................................................................................... ............................... .
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is BANK OF6PNWHAN ........................... ............ ............................ ........ ..................................... .
<br />Lender is a .4PRPI)RATIPN................ ............................ .................... _.... ......... .... .................. organized and existing under
<br />thelawsof .IMSTUIPMR11ABNA .... ............ ....................... Lender's address is.P0,R8K 274,.g4NIPHAN,.NE, 688P2.0270_,....
<br />.......................................................................................................................... ............................... .
<br />Lender is the beneficiary under this Security instrument.
<br />(D) "Tnistee" is BANK OFOONIPNAN, PO BOX 270, DONIPHAN,.NB 68832: 027 0,,,,,,,,,,,,,,,_,,,,_............ ............................... _....
<br />(E) "Note" means the promissory note signed by Borrower and dated 06,16 NO .. .. _ ......... ......... The
<br />Note states that Borrower owes Lender THUITY.TW4.TKIMANR Kill HIJOBER MHTYMO.ANR 870AO ........................... ........ ........
<br />............ _.......... _ ........................ Dollars (U.S. $ 32, 682;87,,,,,,,,,,,,,,,,,,......) plus interest. Burrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... OA15 2110— ,.................
<br />......................................................................................................................... ...............................
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that arc executed by Borrower. The following Riders are to be
<br />exceracxd by Borrower [check box as applicable]:
<br />G Adjustable Rate Rider ❑ Condominium Rider ❑ Second Horne Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1 -4 Family Rider n Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not brined it),
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(W "Rscrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parry
<br />(other than insurance proceeds paid under the coverages described in Scction 5) foe (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Pan 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan' even if the Loan does not quality as a "federally
<br />related mortgage load' under RESPA.
<br />(0) "Successor in Interest of Borrower" means any party that has taken title h1 die Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Ben4en 5Valemx. F o r m30 28 1 1101
<br />NEBRASKA — Single Family— Fannie MaelFreddie Mac UNIFORM INSTRUMENT IUq1Y 11YYYY B n111
<br />W
<br />1"rS CI " "d.MN F"Im Mel -NE 611712000
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