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<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 d
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrmment" means this document, which is dated .. _......._........... 05; 1921008 .............................. together
<br />with all Riders to this document.
<br />(B) "Borrower" is APR.A: BEATHANN.,G,INA.M, HEATH H.USBA.NB. ANO„ WIFE ......................................... ............_...._............. ..........
<br />.......................................................................................................................... ............................... .
<br />Borrower is the muster under this Security Instrument.
<br />(C) "Lender" Is BANKOF. OONIPHAN ..... ................................_....... ...._.._....................... ............._........_1111....
<br />Lender is a .PPGPPRATION ................ _.................... ............................... ............................................ organized and existing under
<br />the laws of . THE STATA OE. RE GBASXA ........................ _.......... _... Lender's address is . P.O, BOX 2713, NE, BMW 9270......
<br />........................................................................................... ............................... ..................1111.........
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is CENTRAL NATIONAL BAN K, P;O., ED X 260. SUPERIOR, NE 613978; 0288„ ..... ............................ ......................1.1..11.. .
<br />(E) "Note" means the promissory note signed by Borrower and dated 05IR.70133 ........ _ ............................ ..._111_1... The
<br />Note states that Borrower owes Lender NINETY.M. THOUSAND. ANO. N01109 ... .............................. ..... . . ............... .................
<br />........... ......................... .
<br />.. .. . ...... Dollars (U.S. $ KQQP:00,, ,,,,,,,,,,,, ,,,,,,,,,,) plus interest. Borrower has promised m
<br />..
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .. .......... O.O 0. .1:211110 .....................
<br />.......................................................................................... ............................... .................11.11......... .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Seutni!y Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider L Second Home Rider
<br />[K Balloon Rider fl Planned Unit Development Rider ❑ Other(s) [specify] ......... . .......
<br />1111
<br />❑ 14 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealablejudicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />IN) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution hl debit or credit an account. Such term includes, but is not limited to,
<br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transh:m, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) fur: (i) damage to, or destruction of, the
<br />Property; (it) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) -
<br />misrepresentations of, or omissions as to, the value end /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means [rue regularly scheduled amowu due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 or scq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or succlresor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not quality as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Security Instrument.
<br />Form 3020 1/01
<br />NEBRASKA— Single Family— Fannie Mae /Freddie Mac UNIFORM INSTRUMENT IMilli llll YII 1111lllll111
<br />Bankan 5y¢Lm¢, Inc., S, 0-1, MN Fmm Mn -I -NF .11118000 Y I Y
<br />,ae 1110, N "ge r I !F ^Sell a 2 A n
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