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200306338 BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions in this Tax Exempt Financing Rider. Borrower -- Borrower - Sarah A. Carney Estephan J. Ramos Borrower Borrower ❑ VA MORTGAGE ADDENDUM ONLY If, so long as the Mortgage is outstanding, all or part of the property is sold or transferred by Borrower without Lender's prior written consent, other than a transfer by devise, descent or by operation of law, the Lender may, at Lender's option, declare all the sums secured by the Mortgage to be immediately due and payable. Borrower Sarah A. Carney Borrower Estaphan J. Ramos Borrower Borrower Date ® CONVENTIONAL MORTGAGE LOAN ADDENDUM ONLY THIS TAX - EXEMPT FINANCING RIDER is made this 20th day of May, 2003 and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed ( "Security Instrument ") ofthe same date given by the undersigned (`Borrower ") to secure Borrower's Note C`Note") to Five Points Bank ( "Lender ") of the same date and covering the property described in Security Instrument and located a[ 623 W. 17th St. Grand Tsland, NE 6BB01 In addition to the covenants and agreements made in the Security Instrument, Borr ower and Lender further caveman and agree to amend Paragraph 17 of the Uniform Mortgage Form, entitled "Transfer of the Property as a Beneficial Interest in Borrower" as by adding additional grounds for acceleration as follows: Lender, or such .[its successors or assigns may by separate instrument assume responsibility for assuring compliance by the Borrower with the provisions of this Tax- Exempt Financing Rider, may require immediate payment in full of all sums secured by this Security Instrument it. (a) All or part of the Property is sold or otherwise transferred by Borrower to a purchaser or other transferee: 0'c " e.v ** Pa,, 2 or3