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T 2 <br />m > Z � 2 <br />N <br />(Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />S <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 p <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated ........................ 05. ANN .............................. together <br />with all Riders to this document. <br />(B) "Borrower" is .GEPAIq,A, HOISMANH ANP. 41SA. l.. NO1RMANfL!! PSOANO. ANO. YiIFE ................................... ............................... <br />............... --.......—,. ............................... <br />Borrower is the trusmr under this Security Instrument <br />(C) "Lender" is BANKOF8l1NiWN ............ ...... ... <br />Lender is a .OPRPQRATION... ......................... _............................ ............................... organized and existing under <br />the laws uf . TKAXATEPEK0 AIKA .................. ..................... . Lender's address is .F..PPAMIP.NPN,MAN,NE. 680NAZ74...... <br />.... . ....... .................. .......................................................................... ....... ---- ................................. . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CgNTHAL NATIONAL BANK PO,QP %288. $QPERIOR,,NE fi897882B8 <br />.................................................... ............................... . <br />(E) "Note" means the promissory note signed by Borrower and dated 0Q-). 41. OQQ ...................... ............................... The <br />Note states that Borrower owes Lender EIGHTY.TWO.THROSANP, AND. 100I30. 11 ....................................... ............................... <br />.................................... .......... ... Dollars (U.S. $ 82,000pP .... ......... ,,,,,,,,,,) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ... . ......... O.Q 9..1 ZQV ..................... <br />— .... -- ............................................................................................................. ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ...._.. _....... _.... <br />LJ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(.I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that arc <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds 'Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3, <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) foe (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage Iran" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest or Burn,wer" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and /or this Security Instrument. <br />From 30281101 <br />NEBRASKA— Single Family — Fannie MeelFreddi. Msc UNIFORM INSTRUMENT 111111111 VIII IIII III'm1I' IIII IIII <br />NO- 611,1.; Ins., 61 11—, ... F-M Mn -1 NE 6I1JI2CCn <br />,.L 11.1 (,M4 I. J7,w 1 J 8 2 A 0 <br />°— <br />m <br />c D <br />N <br />N <br />O <br />�cn <br />p <br />N <br />? <br />N <br />� <br />w <br />o <br />° <br />rn <br />Z <br />0 <br />DEFINITIONS <br />S <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 p <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated ........................ 05. ANN .............................. together <br />with all Riders to this document. <br />(B) "Borrower" is .GEPAIq,A, HOISMANH ANP. 41SA. l.. NO1RMANfL!! PSOANO. ANO. YiIFE ................................... ............................... <br />............... --.......—,. ............................... <br />Borrower is the trusmr under this Security Instrument <br />(C) "Lender" is BANKOF8l1NiWN ............ ...... ... <br />Lender is a .OPRPQRATION... ......................... _............................ ............................... organized and existing under <br />the laws uf . TKAXATEPEK0 AIKA .................. ..................... . Lender's address is .F..PPAMIP.NPN,MAN,NE. 680NAZ74...... <br />.... . ....... .................. .......................................................................... ....... ---- ................................. . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CgNTHAL NATIONAL BANK PO,QP %288. $QPERIOR,,NE fi897882B8 <br />.................................................... ............................... . <br />(E) "Note" means the promissory note signed by Borrower and dated 0Q-). 41. OQQ ...................... ............................... The <br />Note states that Borrower owes Lender EIGHTY.TWO.THROSANP, AND. 100I30. 11 ....................................... ............................... <br />.................................... .......... ... Dollars (U.S. $ 82,000pP .... ......... ,,,,,,,,,,) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ... . ......... O.Q 9..1 ZQV ..................... <br />— .... -- ............................................................................................................. ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ...._.. _....... _.... <br />LJ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. <br />(.I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that arc <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds 'Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3, <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) foe (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage Iran" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest or Burn,wer" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and /or this Security Instrument. <br />From 30281101 <br />NEBRASKA— Single Family — Fannie MeelFreddi. Msc UNIFORM INSTRUMENT 111111111 VIII IIII III'm1I' IIII IIII <br />NO- 611,1.; Ins., 61 11—, ... F-M Mn -1 NE 6I1JI2CCn <br />,.L 11.1 (,M4 I. J7,w 1 J 8 2 A 0 <br />