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200306340 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Burrower <br />(Seat) <br />Burrower <br />(Seal) <br />- Borrower <br />X (Seal) <br />MICHAEL J WARDYN - Borrower <br />m1W kV k. (Seal) <br />ANN MARIE WARDBOrrnwer <br />(Seal) <br />6oriower <br />(Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />='- 6(NE) tmom o1 vage is of 11 Farm 3028 1101 <br />