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P <br />m 2 D <br />m 0 <br />2 D o y <br />3 <br />w <br />PREFACE TO MORTGAGE OR DEED OF TRUST UNDER <br />FARM HOMESTEAD PROTECTION ACT <br />WAIVER 200306274 <br />v. <br />ca <br />�m <br />a <br />r <br />r <br />N <br />x <br />N <br />M <br />O ry <br />N a <br />o�0 <br />w <br />02 <br />N rap <br />1 0 <br />In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned, DANNY <br />J. DUBBS and KATHY R. DUBBS, husband and wife, prior to executing the attached Deed of Trust dated <br />May 15, 2003, by and between the undersigned and THE STATE BANK OF CAIRO, A Nebraska Banking <br />Corporation, (hereinafter referred to as "Mortgage ") hereby state and acknowledge: <br />1. The undersigned states, warrants and represents that their dwelling house and other buildings subject to a <br />homestead arc presently located upon the following described real estate (hereafter referred to as "Parcel <br />1 ") <br />The West Half of the Northwest Quarter of the Northwest Quarter (W 1/2 NW 1/4 NW 1/4) of Section <br />Two (2), Township Ten (10), Range Twelve (12) West of the 6th P.M., Hall County, Nebraska, <br />Excepting a tract of land more partiuclarly described in Deed recorded in Book 67, Page 261. <br />2. The undersigned acknowledges that they have a right to make a designation of homestead in the Mortgage <br />or Deed of Trust for the purpose of affording the opportunity to retain their homestead in the event of <br />default and foreclosure under the Mortgage or trustee's sale under the Deed of Trust. <br />3. The undersigned acknowledges that the execution of this waiver constitutes the complete waiver of rights <br />otherwise available for the purpose of affording the opportunity to retain a homestead in the event of a <br />default and any foreclosure under the Mortgage or trustee's sale under the Deed of Trust. <br />4. The undersigned state that this acknowledgment and waiver is their knowing and voluntary act and <br />deed and the undersigned do hereby willingly and voluntarily waive, relinquish and remise any and <br />all right to make a designation of homestead in the Mortgage or Deed of Trust. <br />5. The undersigned further understand and agree that this acknowledgment and waiver shall be filed as a <br />Preface to and become a part of the Mortgage or Deed of Trust. <br />Dated: May 15, 2003 <br />i DANNY J. DUBM <br />O KATHY R. DUBBS <br />STATE OF NEBRASKA) <br />) SS <br />COUNTY OF HALL ) <br />The foregoing instrument was acknowledged before me on May 15, 2003, by DANNY J. DUBBS and <br />KATHY R. DUBBS, husband and wife. <br />GWFJUAuotaar -staa Of N&NU NOTARY B� <br />DENISE D <br />- M/rd10181p <br />