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DEED OF TRUST
<br />DEFINITIONS 200306197
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument"
<br />means this document, which is dated
<br />M A Y 2 , 2 0 0 3 together with all Riders to this
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<br />DEED OF TRUST
<br />DEFINITIONS 200306197
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument"
<br />means this document, which is dated
<br />M A Y 2 , 2 0 0 3 together with all Riders to this
<br />document.
<br />(B) "Borrower" is J
<br />E R A L D S I N D T ANTI IAIIRIE K.
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<br />HUSBAND AND WIFL
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<br />. Borrower is the truster under this Security
<br />Instrument.
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<br />DEED OF TRUST
<br />DEFINITIONS 200306197
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument"
<br />means this document, which is dated
<br />M A Y 2 , 2 0 0 3 together with all Riders to this
<br />document.
<br />(B) "Borrower" is J
<br />E R A L D S I N D T ANTI IAIIRIE K.
<br />SINDT. AS
<br />HUSBAND AND WIFL
<br />. Borrower is the truster under this Security
<br />Instrument.
<br />(C) "Lender" is
<br />FIRST NATIONAL BANK
<br />OF OMAHA
<br />.Lender is
<br />t Is Security Instrument.
<br />(D) "Trustee" is FIRST NATIONAL BANK OF OMAHA
<br />nnrr c T R F FT c 0 4100 OMAHA NF 68197 -43nn
<br />(E) "Note" means the promissory note signed by Borrower and dated M A Y 2 . 2 0 0 3 The Note states that
<br />Borrower owes Lender ONE HII N D R E D THIRTY FOUR 100
<br />Dollars it-I.S. $ 1 3 4 . 0 0 0 0 0 plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full notes later than
<br />)LINE 1 9018
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(Gsuma due under tthe5e debt evidenced dent Instrument, plus mtereluu interest, any prepayment charges and late charges due under the Note, and
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />Borrower [check box as applicable]:
<br />Adjustable Rate Rider U Condominium Rider ❑ Second Home Rider
<br />U Balloon Rider ❑ Planned Unit Development Rider U Other(.) [.pecityl _
<br />❑ 1 -4 Family Rider LJ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative
<br />rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale
<br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property;
<br />(ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or for) misrepresentations
<br />of. or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means Insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. § 2601 at seq.) and its implementing regulation,
<br />egulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a'federally related mortgage loan' even if the Loan does not qualify as a "federally related
<br />mortgage loan' under RESPA.
<br />(0) "Successor In Interest of Borrower" means any}� party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and /or this Scounty Instrument.
<br />AFTER RECORDING RETURN TO:
<br />FIRST NATIONAL 6 A N K OF OMAHA r�y� ��— 7 MORTGAGE LOAN DEPARTMENT lY'
<br />1620 DODGE STREET STOP 4;300
<br />OMAHA. NE 68197 -4300
<br />NEBRASKA- Single FamOy -Fanne MadFrcWle Mae UNIFORM INSTRUMENT Fere SUBS 1N1 Nage 1 MT Agee)
<br />9 @B NE Dur lan For
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