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200306188
<br />AR01 N__ U111 R
<br />CBSK FINANCIAL GROUP, INC., DBA
<br />AMERICAN HOME LOANS
<br />6 HUTTON CENTRE DR. 7TH FLOOR
<br />SANTA ANA,CALIFORNIA 92707
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />Loan Number: 9724526 KiiIRN70iN1 .
<br />MIN: MIN: 1001446-9724526000-3 Nations Title Agency, JaL
<br />5370 W. 95th St.
<br />DEFINITIONS Shawnee, KS 66207
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated MARCH 22 2003
<br />,
<br />together with all Riders to this document.
<br />(B) "Borrower" is KEVIN SCOTT LEONARD, A MARRIED MAN 4Chanfal J.
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CBSK FINANCIAL GROUP, INC., DBA AMERICAN HOME LOANS
<br />Lender is a CORPORATION organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 6 HUTTON CENTRE DR. 7TH FLOOR, SANTA ANA, CALIFORNIA
<br />92707
<br />(D) "Trustee" is NEW CENTURY TITLE COMPANY /ESCROW, 1216 N. TUSTIN
<br />AVENUE, ORANGE, CALIFORNIA 92867
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 22 2003
<br />.
<br />The Note states that Borrower owes Lender Q\E 91= 1V= TKO 'IHZ& m TIRE H:ISRED ffi Iv IY
<br />FIVE AD 00 /100 Dollars (U.S. $ 122, 375. 0 0 ) plus interest. Borrower has promised to pay
<br />this debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2018
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />Borrower Initials: � S L CA DL.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagiCt 800-649-1862
<br />Form 3028 1/01 Page 1 of 13 www.docmagic.com
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<br />200306188
<br />AR01 N__ U111 R
<br />CBSK FINANCIAL GROUP, INC., DBA
<br />AMERICAN HOME LOANS
<br />6 HUTTON CENTRE DR. 7TH FLOOR
<br />SANTA ANA,CALIFORNIA 92707
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
<br />Loan Number: 9724526 KiiIRN70iN1 .
<br />MIN: MIN: 1001446-9724526000-3 Nations Title Agency, JaL
<br />5370 W. 95th St.
<br />DEFINITIONS Shawnee, KS 66207
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated MARCH 22 2003
<br />,
<br />together with all Riders to this document.
<br />(B) "Borrower" is KEVIN SCOTT LEONARD, A MARRIED MAN 4Chanfal J.
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CBSK FINANCIAL GROUP, INC., DBA AMERICAN HOME LOANS
<br />Lender is a CORPORATION organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 6 HUTTON CENTRE DR. 7TH FLOOR, SANTA ANA, CALIFORNIA
<br />92707
<br />(D) "Trustee" is NEW CENTURY TITLE COMPANY /ESCROW, 1216 N. TUSTIN
<br />AVENUE, ORANGE, CALIFORNIA 92867
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated MARCH 22 2003
<br />.
<br />The Note states that Borrower owes Lender Q\E 91= 1V= TKO 'IHZ& m TIRE H:ISRED ffi Iv IY
<br />FIVE AD 00 /100 Dollars (U.S. $ 122, 375. 0 0 ) plus interest. Borrower has promised to pay
<br />this debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2018
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />Borrower Initials: � S L CA DL.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagiCt 800-649-1862
<br />Form 3028 1/01 Page 1 of 13 www.docmagic.com
<br />�t a
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