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200306160 (0) "Periodic Payment" morns the regularly scheduled amount due For (i) principal and imeresl under the Note, plus (,it) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amiended from time W time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage Iran" even if the Loan does not qualify as a "federally related mortgage loan" under RLSPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whetter or not that party has assumed Borrower's obligations under the Note and /or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (t) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (it) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall l'rypcot Rccoedm,JUnsmmm.J [Name of Recording JuvisintionJ LOT TEN (10) , IN BLOCK ONE (1), OF KN]ZCKREHN FOURTH ADDITION TO THE CITY OF GRAND ISLAND. HALL COUNTY. NEBRASKA. Parcel ID Number: 400053195 which currently has the address of 2123 N WHEELER AVE ISUeeq GRAND ISLAND [City], Nebraska 68801 lzip coed ( "Property Address "): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Jnatrmncnt. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right m gram and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. i "" "ice 1= -61NE) moose n 11 Form 3028 1101