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DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 8, 2003 together <br />with all Riders to this document. <br />(B) 'Borrower" is COREY A. GRAVES AND BROOKE R. GRAVES HUSBAND AND <br />WIFE AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK, P.O. 2 68 , SUPERIOR, NE <br />68978 -0268 <br />(E) "Note" means the promissory note signed by Borrower and dated MAY 8, 2003 <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY THOUSAND AND <br />00 /100 Dollars (U.S. $ 130, 000 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JUNE 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 13 <br />Ne30281.dot <br />DocMagk dcoX MW 800- 649 -1362 <br />www.docmagic.com <br />C,9 B PG <br />rn rn <br />i) <br />X > <br />D <br />'',�. <br />rn er. <br />n pi. <br />r� <br />J <br />'..� <br />n U) <br />Li <br />m <br />m <br />N <br />C i <br />O —1 <br />ray. <br />--j rn <br />n <br />Q <br />r—� <br />o <br />° <br />D <br />R # (n <br />O <br />C 1 <br />at <br />G1 <br />N <br />CD <br />r n <br />0 <br />co <br />o <br />� <br />After Recording Return To: <br />(� <br />D <br />, <br />M <br />CD <br />HERITAGE BANK <br />' <br />cn <br />-J <br />110 E 9TH STREET <br />Cn <br />Z <br />WOOD RIVER,NEBRASKA <br />68883 <br />O <br />Loan Number: 2331540 <br />[Space Above <br />This Line <br />For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 8, 2003 together <br />with all Riders to this document. <br />(B) 'Borrower" is COREY A. GRAVES AND BROOKE R. GRAVES HUSBAND AND <br />WIFE AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is CENTRAL NATIONAL BANK, P.O. 2 68 , SUPERIOR, NE <br />68978 -0268 <br />(E) "Note" means the promissory note signed by Borrower and dated MAY 8, 2003 <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY THOUSAND AND <br />00 /100 Dollars (U.S. $ 130, 000 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JUNE 1, 2033 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 13 <br />Ne30281.dot <br />DocMagk dcoX MW 800- 649 -1362 <br />www.docmagic.com <br />C,9 B PG <br />