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Borrower is the trustor under this Security instrument. <br />(C) 'Lender" is Five Points Bank <br />Lender is a Commercial Hank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Box 1507 <br />Grand Island, HE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Hank <br />(E) "Note" means the promissory note signed by Borrower and dated May 9, 2003 <br />The Note states that Borrower owes Lender <br />One Hundred Thirty -One Thousand Five Hundred And 00 /100 <br />Dollars (U.S. $ 131,500-00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than June 1, 2018 <br />(F) °Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASEA-- Single Family -- Fannie MaeNreddie Mae UNIFORM INSTRUMENT Form M28 I/01 <br />DDCU174Er (Page / oll3Page,) <br />OOCViMI.Vi% ol/19/3003 <br />A <br />= n <br />T D <br />C T y <br />Z � <br />T H <br />N l <br />Z <br />x <br />n <br />c <br />o <br />m <br />n <br />-� <br />-i m <br />M <br />1 <br />o m <br />O <br />O <br />J <br />> ccr <br />M <br />Z <br />rn <br />2 <br />w <br />o <br />Recording Remm To: N <br />0, <br />on <br />CAfter <br />C:), <br />200306020 <br />0 <br />N <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST Loan numban: <br />5PT30351 <br />Paznel Nnmbez: <br />DEFINITIONS <br />Words used in multiple sections of this document are claimed below and other words are defined <br />in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) 'Security Instrument" means this document, which is dated May 9, 2003 <br />together with all Riders to this document. <br />(B) °Borrower "is Timothy M. Roe and Susan C. Roe, Husband and Wife <br />Borrower is the trustor under this Security instrument. <br />(C) 'Lender" is Five Points Bank <br />Lender is a Commercial Hank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Box 1507 <br />Grand Island, HE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Hank <br />(E) "Note" means the promissory note signed by Borrower and dated May 9, 2003 <br />The Note states that Borrower owes Lender <br />One Hundred Thirty -One Thousand Five Hundred And 00 /100 <br />Dollars (U.S. $ 131,500-00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than June 1, 2018 <br />(F) °Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASEA-- Single Family -- Fannie MaeNreddie Mae UNIFORM INSTRUMENT Form M28 I/01 <br />DDCU174Er (Page / oll3Page,) <br />OOCViMI.Vi% ol/19/3003 <br />