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200305965 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />l� sue/ <br />SNE17 Rev 12/27/00 <br />Page 17 of 18 <br />(Seal) <br />PATRICIA A. KING orrower <br />L��-- — (Seal) <br />MELVIN R. KING Borrower <br />Initial s:—LO--4 -- <br />\A� \( <br />FORM 3028 1101 <br />