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204305045 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br />C. �� �- <br />(Seal) <br />C. BRADLEY JENKIN - Borrower <br />0 �y�—'� (Seal) <br />EVELYN 0. JENKINS_/_ - Borrower <br />(Seal) <br />- Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER (LIBOR Index) — Single Family —Freddie Mx UNIFORM INSTRUMENT Faro 3192 1/01 (page 3 of 3 pages) <br />