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200305913 <br />by the Note holder and as calculated in Section 3 above. I will then have 30 calendar days to provide the <br />Note Holder with acceptable proof of my required ownership. Before the Maturity Date, the Note <br />Holder will advise me of the new interest rate (the "New Note Rate "), new monthly payment amount and <br />a date, time and place at which I must appear to sign any documents required to complete the required <br />refinancing. I understand the Note Holder will charge me a $250 processing fee and the costs associated <br />with updating the title insurance policy, if any. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terns and covenants contained in this <br />Balloon Rider. <br />(Seal) (Seal) <br />HEATHER E REIS - eonnwer - Borrower <br />�f�% / ._�5i7 (Seal) <br />JEF REY M REIS - B..wer <br />MULTISTATE BALLOON RIDER- Single Family - Fannie Mae Uniform Instrument <br />Form 31601101 (rev. 91011 <br />Laser Fo- .rv.(800) 4463555 <br />LFI#FNMP3180 UN1 Page 3 of 3 <br />(Seal) <br />Burruwu <br />[Sign Original Only] <br />