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200305913 <br />MIDLANDS LAND TITLE & ABSTRACT, INC. <br />11011 O STREET, SUITE 1040 <br />OMAHA, NE 68137 <br />Parcel/Taa ID #: 400383357 <br />Loan No: COMPANY <br />BALLOON RIDER <br />(CONDITIONAL RIGHT TO REFINANCE) <br />THIS BALLOON RIDER is made this 21st day of April, 2003 , and <br />is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or <br />Security Deed (the "Security Instrument ") of the same date given by the undersigned ( "Borrower ") to <br />secure Borrower's Note to <br />MORTGAGE EXPRESS, INC., a CORPORATION <br />( "Lender ") of the scone date and covering the property described in the Security Instrument slid located <br />at <br />4145 MANCHESTER ROAD <br />GRAND ISLAND, NE 68803 <br />IProoeny As=st <br />The interest rate slated on the Note is called the "Note Rate." The dale of the Note is called the <br />"Note Date." I understand the Lender may transfer the Note, Security Instrument, and this Rider. <br />Lender or anyone who takes the Note, the Security Instrument, and this Rider by transfer and who is <br />entitled to receive payments under the Note is called the "Note Holder." <br />ADDITIONAL. COVENANTS. In addition to the covenants and agreements in the Security <br />fi strumenl, Borrower and Lender further covenant and agree as follows (despite anything to the contrary <br />contained in the Security Instrument Or the Note): <br />MULTISTATE BALLOON RIDER - Single Family - Fannie Mae Uniform Instrument <br />Form 31501/01 (rev. 9101) <br />Laser Foam lnc.(800) 4463555 \( /I <br />LFIYFNMeu80 9101 Pagel of lutagEj � Ir <br />