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200305912 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />�UC -4w. r I P rar y _ (Seal) <br />HEATHER E. REIS Borrow =. <br />ii �'/� (Seal) <br />JEFFREY M. REIS - Borrower <br />(Seat) (Sea) <br />Borrower - Borrower <br />— (Seal) (Sea]) <br />- BOrmwcr - Borrower <br />— (Seal) —.. _ (Seal) <br />- Borrower - Borrower <br />0000796683 <br />,-6(NE) tome Form 8028 1101 <br />