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200305743 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />V W'Seal) <br />Harr ultz - Borrower <br />ea l) <br />Debra L Schultz - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />-Be.., <br />03 -03- 000014 <br />43k8(NE)'oo O')e' Fape11 .111 Form 3038 1101 <br />