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DEED OF TRUST DEFINITIONS Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11,13,18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated May 2nd 2003 , together with all Riders to this document. (B) "Borrower" is Greg W Stammer and Janet E Stammer, husband and wife Borrower is the trustor under this Security Instrument. (C) "Lender" is United Nebraska Bank . Lender is a Corporation organized and existing under the laws of the State of Nebraska Lender's address is 700 North Webb Road Grand Island, NE 68803 Lender is the beneficiary under this Security Instrument. (D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 (E) "Note" means the promissory note signed by Borrower and dated May 2nd 2003 . The Note states that Borrower owes Lender Fifty Nine Thousand Five Hundred and 00 /100 Dollars (U.S. $59,500.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than June 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ A Adjustable Rate Rider E El C Condominium Rider El ❑ 1 1 -4 Family Rider E El B Biweekly Payment Rider T X 0 C1 C Z M to 0 Ca v> Le X �- m r CD c; :_� � -c G oLL rn 0 r- c.rt 2 N C.7 � CCD 200305735 CD Cn U' U7 o [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11,13,18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated May 2nd 2003 , together with all Riders to this document. (B) "Borrower" is Greg W Stammer and Janet E Stammer, husband and wife Borrower is the trustor under this Security Instrument. (C) "Lender" is United Nebraska Bank . Lender is a Corporation organized and existing under the laws of the State of Nebraska Lender's address is 700 North Webb Road Grand Island, NE 68803 Lender is the beneficiary under this Security Instrument. (D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 (E) "Note" means the promissory note signed by Borrower and dated May 2nd 2003 . The Note states that Borrower owes Lender Fifty Nine Thousand Five Hundred and 00 /100 Dollars (U.S. $59,500.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than June 1, 2018 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ A Adjustable Rate Rider E El C Condominium Rider El ❑ 1 1 -4 Family Rider E El B Biweekly Payment Rider Rider ❑ Second Home Rider Planned Unit Development Rider ❑ Other(s) [specify] NEBRASKA— Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page 1 of 8 pages) 9754.CV (1/02) 1693910