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200305707 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />�L:ln <br />-Nb.V. <br />(Seal) <br />RONALD <br />L MORAN <br />- Borrower <br />�L:ln <br />-Nb.V. <br />IJ� -l`y0 <br />(Seal) <br />RI <br />ERLY A <br />ICEELS <br />- Rorrow r <br />(Seal) <br />Borrower <br />_ (Seal) <br />- ROrrower <br />_ (Seal) <br />Rnrtnwer <br />(Seal) <br />- Burrower <br />_ (Seal) <br />Bormwrr <br />(Seal) <br />B�rrt,wor <br />�b(NE)t000si veya amrs Ferm 3028 1101 <br />