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200305614 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />B�rrown <br />(Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />y7ME /// (Seal) <br />CHARLES S MICHAEL HASTINGS � Bonower <br />�KAREN TA elyHASTIN !� , <br />_ (Seal) <br />Borrowzr <br />_ (Seal) <br />Rorrn —r <br />(Seal) <br />- Bonowcr <br />229426 <br />(s GME) ry005) voce 14 o a Form 3028 1101 <br />