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200305586 <br />BY SIGNING BELOW, Borrower accepts and agrees to the temts and provisions contained in this <br />1 -4 Family Rider. <br />— _4e4,j n <br />ir (Seal) -�o �� , , r�v S_ (Seal) <br />RONALD L H[JLME - Borrower SHEILA R HUUM - Borrower <br />- Borrower <br />—(Seal) <br />Bortower <br />(Seat) _ _ (Seal) <br />- HOrmwer Borrower <br />(Seal) (Seal) <br />- Borrower - Rofrower <br />M-5]R (OCOS) Page 4 of 4 Form 3170 1/01 <br />