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200305586 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses- <br />(Seal) <br />RONALD L HUIAC - Bnrrnwer <br />(Seal) <br />SHEILA R HULbM - Borrower <br />(Seal) (Seal) <br />- BP"P'er - Borrower <br />(Seal) <br />Burrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />— (Seal) <br />- Borrower <br />-61N v <br />EI D.P, , Page in of , Form 3028 1/01 <br />a <br />