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200305585 1 -4 FAMILY RIDER (Assignment of Rents) THIS 1-4 FAMILY RIDER is made this 23rd day of April 2003 and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of 'Trust, or Security Deal (the "Security Instrument ") of the same date given by the undersigned (the "Borrower ") to secure Borrower's Note to Rome Federal Savings and Loan Association of Grand Island (the "Lender ") of the same date and covering the Property described in the Security Instrument and located at tj51.7. $2d W LOUIS& ST n 'v` GRAND ISLAND, RE 68801 1� Ivrov<nr Addressl 1 -4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to the Property described in the Security Instrument, the following items now or hereafter attached to the Property to the extent they are fixtures are added to the Property description, and shall also constitute the Property covered by the Security Instrument: building materials, appliances and goods of every nature whatsoever now or hereafter located in, on, or used, or intended to be used in connection with the Property, including, but not limited to, those for the purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light, fire prevention and extinguishing apparatus, security and access control apparams, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers, awnings, storm windows, stoma doors, screens, blinds, shades, curtains and curtain rods, attached mirrors, cabinets, paneling and attached Ras coverings, all of which, including replacements and additions thereto, shall be deemed to be and remain a part of the Properly covered by the Security Instrument. All of the foregoing together with the Property described in the Security Instrument (or the leasehold estate if the Security Instrument is on a leasehold) are referred to in this 1-4 Family Rider and the Security Instrument as the "Property." MULTISTATE 1- 4 FAMILY RIDER - Fannie Mae /FreMie Mae UNIFORM INSTRUMENT Initials:__ _ Page 1 of 4 Form 3170 1101 -57R IOoosl VMP MORTGAGE FORMS - 16001521 -7291