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Borrower shall not cause or permit me press <br />threaten to release any Hazardous Substances, on or <br />anything affecting the Property (a) that is in violati <br />Condition, or, (e) which, due to the presences use, or <br />1 to, h; <br />notice <br />any governmental or regulatory agency or <br />200305520 <br />which creates an Environmental <br />creates a condition that adversely <br />:nce, use, orstor�ge on the Property <br />rte to normal residential uses and m <br />,esti66ration, claim, demand, lawsuit or other action <br />the Prooerty and any Hazardous Substance or <br />any spuung, leaxmg, alsenarge, release a a rhea, m I — vw r. o..o,.... .— 'I, w•r ----z -- <br />presence, use or release of Hazardous Substance which adversely affects the value of the Property. IfBorrower learns, or is <br />notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any <br />Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in <br />accordance with Environmental Law. Nothingherein shall create any obligation on Lender for an Environmental Cleanup. <br />NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following <br />Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under <br />Section 1S unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action <br />required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which <br />the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may <br />result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall <br />farther inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the <br />non - existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or <br />before the date specified in the notice, Lender at its option may require immediate payment in full of all sums <br />secured by this Security Instrument without further demand and may invoke the power of sale and any other <br />remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the <br />remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title <br />evidence. <br />If the y i power of sale h shall so it c Trustee shall record a notice of default in each county In which any part er of <br />the Propertyislocated andshall mailcopiesicable notice inthe manner prescribed by Applicable Lawns Borrower <br />and to the other persons prescribed by Applicable Law. r p After s the time required by Applicable Law, Trustee shall <br />give public notice of salehe Pr persons and li the manner prescribed by Applicable Law. Trustee, without demand <br />to Borrower, shall sell no Property i public auction to the highest bidderer the ste time and place and under the <br />terms ne sale of all l the notice el sale in one or more parcels and in any order Trustee determines. Trustee may <br />postpone sale ofae or any parcel of the Property by public announcement sa the time and place of any previously <br />scheduled sale. Lender pits designee may purchase the Property ve any sale. or <br />Upon receipt ofpayment rusepricebid,Trusteeshall deliverto the purchaser Trustee's deedconveying <br />the Property. The recitals in the Trustee's deed shall be prima tinge evidence to all truthnd ex statements made <br />therein. r Trustee <br />sale, shall nd the apply ale proceeds <br />in ce ding the sale payment fallowing stee s fees actually incurred expenses reasonable <br />the power fees sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable <br />attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any <br />excess to the person or persons legally entitled to it. <br />23. Reconveyanee. Upon payment of all sums secured by this Security ]nsnumem, Lender shall requestTrustcem <br />re- convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty m the person or persons legally entitled to it. <br />Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee forreconveyingthe <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is <br />permitted under Applicable law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyyance of the Property, the successor trustee shall succeed to all the title, power and dudes conferred <br />upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />6 j,, j 1,4 Z-4Z , (Seal) <br />Borrower Jan S. Markham <br />L � <br />(Seal) <br />B6rt3wer Susan E. Markham <br />(Seal) <br />(Seal) <br />NEBRASKA - Single Family- Fvnnie MaeTreaaie Mac UNIFORM INSTRUMENT F-orm3028 lint (pnge) fRpageU <br />9754_CV(1107) 1689921 <br />G TO(0004elx) <br />