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200305473 <br />BY SIGNING BELOW. Borrower acocpts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Borrow« <br />_ (Seal) <br />- BOINWer <br />_ (Seal) <br />- Borrower <br />1 (Sea]) <br />GENE A KMXANS - Borrower <br />�liy7i� �%i• %Yx[J'a-s� (Seal) <br />ROSETTA M ENEBANS - Borrower <br />(Seal) <br />Aortnwer <br />(Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />0110193254 <br />(skBINE) N'. 11.1 m Form 3028 1101 <br />