200305415
<br />PREPAYMENT RIDER 0129134102
<br />THIS PREPAYMENT RIDER is made this ... Mh...... day of .. APRIL ............. ...2003._..
<br />and is incorporated into and shall be deemed to amend and supplement the Mortgage,
<br />Deed of Trust or Security Deed (the "Security Instrument ") of the same date given by the
<br />undersigned (the "Borrower') to secure Borrower's Note to ................. ...............................
<br />....................... WELLS, FARGO, HOME, MORTCiL1CzE,. IN. O:......................................................
<br />Of the same date and covering the Property described in the Security Instrument and
<br />located at: .41.9. W STOLLEY PARK RO,,GRAND ISLAND,.NE.., 68801 . ...............................
<br />(Property Address)
<br />PREPAYMENT COVENANTS. In addition to the covenants and agreements
<br />made in the Security Instrument, Borrower and Lender further covenant and agree as
<br />follows:
<br />I have the right to make payments of principal at any time before they are due.
<br />A prepayment of all of the unpaid principal is known as a "full prepayment." A
<br />prepayment of only part of the unpaid principal is known as a "partial prepayment"
<br />Except as provided below, I may make a full prepayment or a partial
<br />prepayment at any time without paying any penalty. However, It within the first
<br />A.W.9..... (..R..) year(s) after the execution of the Security Instrument I make full
<br />prepayment, 1 will pay a prepayment charge in an amount equal to the payment of six
<br />(6) months' advance Interest, at the Interest rate provided for under the Note, on the
<br />amount prepaid which Is in excess of twenty percent (20 %) of the original principal
<br />amount.
<br />Subprime Prepayment (13 yrs) Rider
<br />Parity Act - AK, AL, AR, CA, CO, CT, DE, DC, FL, GA, HI,
<br />to, IN, IA, K5, KY. U1, MD, MS, MO, MT, NE, NV, NH,
<br />NJ, NM, ND, OK, PA, RI, 5D, TN, TX, UT, VT, WA, WY
<br />OCC - NV
<br />(Pagel oft)
<br />EC200L Rev. 12126/01
<br />
|