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200305411 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />RUBEN C ADAMS - Borrower <br />(Seal) <br />SHERYL L TEENSON - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, HALL <br />The foregoing instrument was acknowledged before me this 30th <br />2003 , byRUBEN C ADAMS, SHERYL L STEENSON <br />Witness my hand and notarial seal at GRAND ISLAND <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERAL NOTARY -State of Nebraska <br />JANICE K. BOEHLE <br />My Comm. Exp. March 27, 2005 <br />- 4R(NE) (9604).06 <br />4 <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />County ss: <br />day of April , <br />in said <br />Lm z c,v A <br />Notary Public <br />Page 8 of S <br />