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200305398 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />-Knr nxx /P' <br />(Seal) <br />- Borrower <br />® -6(NE) (0005) <br />(Seal) <br />Borrower <br />(Seal) <br />HA A P RAPA - Borrower <br />Page 14 of 15 <br />Initials: <br />f7 -�- <br />(Seal) <br />_-Ttn_rrnw.r <br />�- (Seal) <br />-Tun-r ^lI /Pr <br />(Seal) <br />- Borrower <br />Form 3028 1 /01 <br />I <br />