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DEED OF TRUST MODIFICATION AGREEMENT
<br />(Future Advance Provision)
<br />THIS MORTGAGE /DEED OF TRUST MODIFICATION AGREEMENT made and
<br />executed this �of APRIL 2003 by and between JON C KETTERLING A/K/A JON
<br />KETTERLANG. AND CORINNE M KETTERLING, A/K/A CORINNE KETTERLING. F/K/A/
<br />CORINNE BRUMBAUGH, HUSBAND AND WIFE, hereinafter referred to as `Borrower ", and
<br />HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND,
<br />hereinafter referred to as "lender ",
<br />WITNESSETH:
<br />WHEREAS, Borrower did execute a certain Deed of Trust dated MARCH 2g. 2002.
<br />filed of record in the OFFICE OF THE HALL COUNTY REGISTERF DEEDS on MARCH 29
<br />2002 as DOCUMENT # 0200203454 in respect to that real estate described as:
<br />PARCEL #1: 711 FLEETWOOD RD
<br />LOT TWENTY (20) IN WESTWOOD PARK FIFTH SUBDIVISION IN THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />PARCEL, #2 1223 PLANTATION PL
<br />LOT TEN (10) IN BLOCK ONE (1), IN COLONIAL ESTATES SUBDIVISION, CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />WHEREAS, such Deed of Trust does not contain a provision regarding a right to future
<br />advances to be secured by such Deed of Trust;
<br />WHEREAS, Borrower has requested that Lender make an additional advance to be
<br />secured by such existing Deed of Trust;
<br />WHEREAS, Lender is willing to make an additional advance to be secured by such
<br />Deed of Trust provided there shall have been no filings of record subsequent to the date of the
<br />recording of that Deed of Trust hereinabove identified;
<br />WHEREAS, Borrower and Lender hereby desire to amend the existing Deed of Trust
<br />identified hereinabove to provide that it shall continue to secure the presently remaining
<br />indebtedness and the additional advance and future advances from and after the date hereinafter
<br />specified;
<br />NOW, THEREFORE, it is agreed:
<br />1. Incorporation of Future Advance Rights. From and after the date of the execution
<br />of this Deed of Trust Modification Agreement, the indebtedness secured by the Deed of Trust
<br />described hereinabove shall secure advances made concurrently herewith and future advances in
<br />accordance with the following provision which shall hereafter be deemed to be a part of such
<br />Deed of Trust:
<br />Future Advances. Upon request of Borrower, Lender may, at its option, make additional
<br />and future advances and readvances to Borrower. Such advances and readvances, with
<br />interest thereon, shall be secured by this Deed of Trust. At no time shall the principal
<br />amount of the indebtedness secured by this Deed of Trust, not including sums advanced to
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<br />DEED OF TRUST MODIFICATION AGREEMENT
<br />(Future Advance Provision)
<br />THIS MORTGAGE /DEED OF TRUST MODIFICATION AGREEMENT made and
<br />executed this �of APRIL 2003 by and between JON C KETTERLING A/K/A JON
<br />KETTERLANG. AND CORINNE M KETTERLING, A/K/A CORINNE KETTERLING. F/K/A/
<br />CORINNE BRUMBAUGH, HUSBAND AND WIFE, hereinafter referred to as `Borrower ", and
<br />HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND,
<br />hereinafter referred to as "lender ",
<br />WITNESSETH:
<br />WHEREAS, Borrower did execute a certain Deed of Trust dated MARCH 2g. 2002.
<br />filed of record in the OFFICE OF THE HALL COUNTY REGISTERF DEEDS on MARCH 29
<br />2002 as DOCUMENT # 0200203454 in respect to that real estate described as:
<br />PARCEL #1: 711 FLEETWOOD RD
<br />LOT TWENTY (20) IN WESTWOOD PARK FIFTH SUBDIVISION IN THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />PARCEL, #2 1223 PLANTATION PL
<br />LOT TEN (10) IN BLOCK ONE (1), IN COLONIAL ESTATES SUBDIVISION, CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />WHEREAS, such Deed of Trust does not contain a provision regarding a right to future
<br />advances to be secured by such Deed of Trust;
<br />WHEREAS, Borrower has requested that Lender make an additional advance to be
<br />secured by such existing Deed of Trust;
<br />WHEREAS, Lender is willing to make an additional advance to be secured by such
<br />Deed of Trust provided there shall have been no filings of record subsequent to the date of the
<br />recording of that Deed of Trust hereinabove identified;
<br />WHEREAS, Borrower and Lender hereby desire to amend the existing Deed of Trust
<br />identified hereinabove to provide that it shall continue to secure the presently remaining
<br />indebtedness and the additional advance and future advances from and after the date hereinafter
<br />specified;
<br />NOW, THEREFORE, it is agreed:
<br />1. Incorporation of Future Advance Rights. From and after the date of the execution
<br />of this Deed of Trust Modification Agreement, the indebtedness secured by the Deed of Trust
<br />described hereinabove shall secure advances made concurrently herewith and future advances in
<br />accordance with the following provision which shall hereafter be deemed to be a part of such
<br />Deed of Trust:
<br />Future Advances. Upon request of Borrower, Lender may, at its option, make additional
<br />and future advances and readvances to Borrower. Such advances and readvances, with
<br />interest thereon, shall be secured by this Deed of Trust. At no time shall the principal
<br />amount of the indebtedness secured by this Deed of Trust, not including sums advanced to
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