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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />-1�. C A a s -o � <br />orrower <br />- David E. Zavala - Date - <br />Borrower- Maria R. Zavala - Date - <br />NEBRASKA - Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />1 U � <br />