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200305357 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />FRANK A KOHMETSCHER - Borrower <br />fNLt.G,t�. Ci2 �a- k.vKxP,aGn <br />ILYN M KOHMETSCHER - Borrower <br />(Seal) <br />- Borrowcr <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Ck- 61r1E) 000n of P,U, 14 of 15 Form 3028 1101 <br />