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200305342 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />V le�L (Seal) (Seal) <br />ILI BROWN - Borrower REBECCA J BROWN - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />State of Nebraska <br />County of HALL <br />Witness: <br />The foregoing instrument was acknowledged before me this April 29th, 2003 <br />by PHILIP J BROWN, REBECCA J BROWN <br />Qlil GENERAL NOTARY -State of Nebraska <br />DEBRA J. KOZAK <br />My Comm. Exp. Jan. 30, 2004 <br />(Seal) <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Signature of Person <br />Notary Public <br />Title <br />Serial Number, if any <br />My commission expires: January 30, 2004 <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagic4l?P�Dim _ 800- 649 -1362 <br />Form 3028 1/01 Page 13 of 13 www.docmagic.com <br />Ne3028l3.mzd <br />