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<br />F' LA Cav Nc.
<br />State of Nebraska DEED OF TRUST 321 - 227e 4148 i
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on April 30th 2003 "
<br />The trustur is Joshua B Pottebaum and Jessica A Pottebaum as husband and wife \
<br />( "Borrower "). The trustee is Commercial Federal Bank, a Federal Savings Bank
<br />( "Trustee'). I he beneficiary is United Nebraska Bank
<br />which is organized and existing under the laws of the State of Nebraska and whose address is 700 North Webb Road
<br />Grand Island, NE 68803 ( "Lender "). Borrower owes
<br />Lender the principal sum of Sixty Two Thousand Four Hundred Fifty and 00 /100
<br />Dollars (U.S. $ 62,450.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which
<br />provides for monthly payments with the full debt, if not paid earlier, due and payable on May 01, 2033 . 'Phis Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications;
<br />(b) the payment of all other spins, with Interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrowers covenants and agreements under Nis Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grand and convey to Trustee with power of sale, the following described property located in Hall County :
<br />The Southerly Seventy -nine and Twenty -five Hundredths feet (79.25') of Lot Six (6) in Block Fifteen (15) in Schimmer's
<br />Addition to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of 624 W 15th Grand Island
<br />ISireeq Idyl
<br />NE 68801 ( "Property Address ");
<br />[ sine I [Zip eodd
<br />TOGETHER WITH all the improvements now or hereafter erected on the Property, and all easements, rights, appurtenances, rents,
<br />royalties, mineral, oil and gas rights and profits , water rights mid stock mid all fixtures now or hereafter a part of the Property. All replacements
<br />and additions shall also be covered by this Security Instrument. All ofthe foregoing is referred to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has [be right to mortgage, grant and
<br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally
<br />the title to the Property nmust all claims and demands, subject to any encumbrances ofrecord.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for nalionnl use mid non- uniform covenants with limited variations by
<br />jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant mid agree as follows:
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under lire Note.
<br />2. Monthly payment of Taxes, Insurance, and Other Charges. Burrower shall include in each monthly payment, together with the
<br />principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) lesscheld payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4. In my year in
<br />which the Lender must pay a mortgage insurance premium In die Secretary of Housing and Urban Development ( "Secretary "), or in any year in
<br />which such premium would have been required if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a
<br />sum for the annual mortgage insurance premium to he paid by Lender to the Secretary, or (ii) amonthly charge instead of a mortgage insurance
<br />premium if this Security Instrument is held by the Secretary, In a reasonable amount to be determined by the Secretary. Except for lire monthly
<br />charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are culled "Escrow Funds."
<br />1101CV(9/01) 1690437 llIar5
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<br />[Space Above This Live for lu wrdina pawl
<br />F' LA Cav Nc.
<br />State of Nebraska DEED OF TRUST 321 - 227e 4148 i
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on April 30th 2003 "
<br />The trustur is Joshua B Pottebaum and Jessica A Pottebaum as husband and wife \
<br />( "Borrower "). The trustee is Commercial Federal Bank, a Federal Savings Bank
<br />( "Trustee'). I he beneficiary is United Nebraska Bank
<br />which is organized and existing under the laws of the State of Nebraska and whose address is 700 North Webb Road
<br />Grand Island, NE 68803 ( "Lender "). Borrower owes
<br />Lender the principal sum of Sixty Two Thousand Four Hundred Fifty and 00 /100
<br />Dollars (U.S. $ 62,450.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which
<br />provides for monthly payments with the full debt, if not paid earlier, due and payable on May 01, 2033 . 'Phis Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications;
<br />(b) the payment of all other spins, with Interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrowers covenants and agreements under Nis Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grand and convey to Trustee with power of sale, the following described property located in Hall County :
<br />The Southerly Seventy -nine and Twenty -five Hundredths feet (79.25') of Lot Six (6) in Block Fifteen (15) in Schimmer's
<br />Addition to the City of Grand Island, Hall County, Nebraska.
<br />which has the address of 624 W 15th Grand Island
<br />ISireeq Idyl
<br />NE 68801 ( "Property Address ");
<br />[ sine I [Zip eodd
<br />TOGETHER WITH all the improvements now or hereafter erected on the Property, and all easements, rights, appurtenances, rents,
<br />royalties, mineral, oil and gas rights and profits , water rights mid stock mid all fixtures now or hereafter a part of the Property. All replacements
<br />and additions shall also be covered by this Security Instrument. All ofthe foregoing is referred to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has [be right to mortgage, grant and
<br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally
<br />the title to the Property nmust all claims and demands, subject to any encumbrances ofrecord.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for nalionnl use mid non- uniform covenants with limited variations by
<br />jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant mid agree as follows:
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under lire Note.
<br />2. Monthly payment of Taxes, Insurance, and Other Charges. Burrower shall include in each monthly payment, together with the
<br />principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) lesscheld payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4. In my year in
<br />which the Lender must pay a mortgage insurance premium In die Secretary of Housing and Urban Development ( "Secretary "), or in any year in
<br />which such premium would have been required if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a
<br />sum for the annual mortgage insurance premium to he paid by Lender to the Secretary, or (ii) amonthly charge instead of a mortgage insurance
<br />premium if this Security Instrument is held by the Secretary, In a reasonable amount to be determined by the Secretary. Except for lire monthly
<br />charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are culled "Escrow Funds."
<br />1101CV(9/01) 1690437 llIar5
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