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200305309 <br />Borrower shall not cause or permit the presence, use, disposal, storage, or release ofany Hazardous Substances, or <br />threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do, <br />anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental <br />Condition, or (c) which, due to the presence, use, or release of a lazardous Substance, creates a condition that adversely <br />affects the value ofthe Property. The preceding two sentences shall not applyto the presence, use, or storage on the Property <br />of small quantities of Hazardous Substances that are generally recognized to he appropriate to normal residential uses ancito <br />maintenance ofthe Property(including, but not limited to, hazardous substances to consumer products). <br />Borrower shall promptly give Lender written notice of(a) any investigation, claim, demand, lawsuit or after action <br />by any governmental or regulatory agency or private party involving the Property and any Ha,o dolls Substance or <br />Environmental law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, <br />any spilling, leaking, discharge, release or threat ofrelease ofany Huardous Substance, and (c) any condition caused bythe <br />presence, use or release ofa Hazardous Substance which adversely affects the value ofthe Property. IfBorrower lem'ns, or is <br />notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any <br />Hazardous Substance affecting the Property Is necessary, Borrower shall promptly take all necessary remedial actions in <br />accordance with Environmental taw. Nothing herein shall create any obligation on Lender for an Environmental Cleanup. <br />NON- ITNIFORM COVENANTS. Borrower and Lender farther covenant and agree as follows: <br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following <br />Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under <br />Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action <br />required to are the default (c) a date, not less than 30 days from the date the notice is given to Borrower, by which <br />the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may <br />result in acceleration ofthe sums secured by this Security Instrument and sale ofthe Property. The notice shall <br />further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the <br />non - existence of a default or anv other defense of Borrower to acceleration and sale. If the default is not cured on or <br />before the date specified in the notice, Lender at Its option may require immediate payment in full of all sums <br />secured by this Security Instrument without further demand and may invoke the power of sale and any other <br />remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the <br />remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title <br />evidence <br />Irty i power of sale h invoked, Trustee shall record a notice ofdefault in each county in which any porter <br />the Propertyislocated and shallmail copies ofsuch notice in rt manner prescribed by Apcable eLawto Borrower <br />and to the other persons prescribed by Applicable Law. After the time Applietl by Applicable Law, Trustee shall <br />give public noticell ell t to the persons and in the manner the hest by Applicable Law. Trustee, without demand the <br />(in to ms designated shall sell the Property i public auction to the highest bidderer the time and place and under the <br />terms designated in the notice el sale in one or more parcels and in any order a time determines. Trustee may <br />postpone sale of all or any parcel ofthe Property by public Property at any sa the timeond place ofany previously <br />scheduled sale. Lender or its designee may purchase the Pro erry a[ any sale. <br />the power at <br />attorneys' fc <br />excess to the <br />23. <br />re-convey the <br />Instrument to <br />Such person ( <br />Fire recitals in the Trustee's deed <br />c shall apply the proceeds of the <br />de, and the sale, including the I <br />as permitted by Applicable Law <br />rson or persons legally entitled t_ _. <br />iyment of all sums secured by this Security Instrument, Lender shall reques'tTrnstee to <br />lder this Scent try Instrument and all notes evidencing debt secured by this Security <br />convey the Property without warranty to the person or persons leggally entitled to A. <br />cmdationcosts. Lender may charge such person or persons a fee forreconveymgthe <br />third party (such as the Trustee) for services rendered and the charging ofthe fee is <br />Trustee shall deliver to the purchaser Trustee's deed conveying <br />hall be Farman facie evidence of the truth of the statements made <br />le in the following order: (a) to all costs and expenses of exercising <br />yment of the Trustee's fees actually incurred and reasonable <br />h) hI all suns secured by this Security Instrument and (c) any <br />U. Suluilituto Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance ofthe Property, the successor trustee shall succeed to all the title, power mid dunes conteured <br />upon Trustee herein and by Applicable taw_ <br />25. Re near for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is Te Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Bonowe, Mcan ou � <br />41#10- 01 gkls / <br />(Seal) <br />Bonower Nora M. Young <br />Bonower <br />Borrower <br />(Seal) <br />(Seal) <br />N'ERRASKA— Sui,ul Family-- F aaaic NedFreddw Mnc UNIFORM INSTRUMENT Form 3028 1101 (page Fof8pc v%) <br />s154.C1 (M.2) TBD <br />GOTO(M023931) <br />