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<br />ISpox, Above This Line for Recording Petal
<br />FHA Caw No. \
<br />State of Nebraska DEED OF TRUST 32I- 2274574
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on April 28th 2003
<br />The trustor is Nicolas Hernandez and Zenaida Hernandez as husband and wife
<br />( "Borrower "), The trustee is United Nebraska Bank
<br />("'Trustee"). The beneficiary is
<br />which is organized and existing under the laws of the Stale of Nebraska , and whose address is 700 North Webb Road
<br />Grand Island, NE 68803 ( "Lender"). Borrower owes
<br />Lender the principal slim of Forty Five Thousand Fifty and 00 /100
<br />Dollars (U.S. S 45,050.00 )- This debt is evidenced by Borrower's note dated lhesame date as this Security instrument ("Note "),which
<br />provides for monthly payments with the full dell, if not paid earlier, due and payable on May 01, 2033 , This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all enewuls, extensions and modifications;
<br />(b) the payment of all other sums, with interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Trustee with power of sale, the following described property located in Hall County:
<br />The West Fifty and Five Tenths (50.5) Feel of Lot One (1), in Buenavista Subdivision in the City Grand Island, Hall
<br />County, Nebraska.
<br />which has the address of 304 E Dodge Grand Island
<br />Isaeal [aryl
<br />NE 68801 ( "Property Address ");
<br />1 some I [zip Code]
<br />TOGETHER WI'1'II all the improvements now or hereafter erected on the Property, mid oil easements, rights, app oreconces, rents,
<br />royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a part of the Property. All replacements
<br />mid additions shall also be covered by this Security Instrument. All ofthe foregoing is referred to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and lips the right to mortgage, grant and
<br />convey the Property and lhut the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally
<br />the title to the Property against all claims and demands, subject to any encumbrances ofrecord.
<br />THIS SECURITY INSTRUMENT combiners uniform entertains fur national use and non - uniform covenants with limited variations by
<br />jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows'
<br />UNIFORM CO V ENAN'I S.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under the Note.
<br />2. Monthly payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly payment, together with the
<br />principal and interest us sel forth in the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) leasehold payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4. In any year in
<br />which the leader must pay a mortgage insurance premium to the Serenity of Housing and Urban Development ( "Secretary"), or in any year in
<br />which such premium would have been required if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a
<br />sum for the annual mortgage insurance premium to he paid by Lender to the Secretary, or (ii) a monthly charge Instead of a mortgage insumnee
<br />premium if this Security Instrument is held by the Secretary, in a reasonable amount to he determined by the Secretary. Except for the monthly
<br />charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender ore called "Escrow Funds."
<br />I 10 Cv (8N1) 1697946 Pege I at 5
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<br />ISpox, Above This Line for Recording Petal
<br />FHA Caw No. \
<br />State of Nebraska DEED OF TRUST 32I- 2274574
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on April 28th 2003
<br />The trustor is Nicolas Hernandez and Zenaida Hernandez as husband and wife
<br />( "Borrower "), The trustee is United Nebraska Bank
<br />("'Trustee"). The beneficiary is
<br />which is organized and existing under the laws of the Stale of Nebraska , and whose address is 700 North Webb Road
<br />Grand Island, NE 68803 ( "Lender"). Borrower owes
<br />Lender the principal slim of Forty Five Thousand Fifty and 00 /100
<br />Dollars (U.S. S 45,050.00 )- This debt is evidenced by Borrower's note dated lhesame date as this Security instrument ("Note "),which
<br />provides for monthly payments with the full dell, if not paid earlier, due and payable on May 01, 2033 , This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all enewuls, extensions and modifications;
<br />(b) the payment of all other sums, with interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, grant and convey to Trustee with power of sale, the following described property located in Hall County:
<br />The West Fifty and Five Tenths (50.5) Feel of Lot One (1), in Buenavista Subdivision in the City Grand Island, Hall
<br />County, Nebraska.
<br />which has the address of 304 E Dodge Grand Island
<br />Isaeal [aryl
<br />NE 68801 ( "Property Address ");
<br />1 some I [zip Code]
<br />TOGETHER WI'1'II all the improvements now or hereafter erected on the Property, mid oil easements, rights, app oreconces, rents,
<br />royalties, mineral, oil and gas rights and profits, water rights and stock and all fixtures now or hereafter a part of the Property. All replacements
<br />mid additions shall also be covered by this Security Instrument. All ofthe foregoing is referred to in this Security Instrument as the "Property ".
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and lips the right to mortgage, grant and
<br />convey the Property and lhut the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally
<br />the title to the Property against all claims and demands, subject to any encumbrances ofrecord.
<br />THIS SECURITY INSTRUMENT combiners uniform entertains fur national use and non - uniform covenants with limited variations by
<br />jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and agree as follows'
<br />UNIFORM CO V ENAN'I S.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced
<br />by the Note and late charges due under the Note.
<br />2. Monthly payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly payment, together with the
<br />principal and interest us sel forth in the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the
<br />Property, (b) leasehold payments or ground rents on the Property, and (c) premiums for insurance required under Paragraph 4. In any year in
<br />which the leader must pay a mortgage insurance premium to the Serenity of Housing and Urban Development ( "Secretary"), or in any year in
<br />which such premium would have been required if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a
<br />sum for the annual mortgage insurance premium to he paid by Lender to the Secretary, or (ii) a monthly charge Instead of a mortgage insumnee
<br />premium if this Security Instrument is held by the Secretary, in a reasonable amount to he determined by the Secretary. Except for the monthly
<br />charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender ore called "Escrow Funds."
<br />I 10 Cv (8N1) 1697946 Pege I at 5
<br />GOTQ'00e4dpoo
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