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200305185 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />-B .W <br />(Sea]) <br />9.-- <br />,JEAN A LUKESH / -Borrower <br />_ (Seal) <br />- Bnvowar <br />Borrower <br />_ (Seat) <br />Borrower <br />229416 <br />ME) (0005) Pwe 10 m 15 form 3028 1101 <br />