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DEFINITIONS S <br />0 <br />Words used in multiple sections of this document are defined below and other wards are defined in Sections 3, 1 1, 13, IS, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />... .0.4:24:2. 003 ............................. together <br />(A) "Security Instrument" means this document, which la dared ....... ............ <br />with all Riders to this document. <br />(B) "Borrower" is MARCJ ;.HOC.KAN4LOALH44K,.NU3RAND.ANA WIFE ............................................ ............................... <br />.......................................................................................................................... ............................... . <br />Borrower is the tractor under this Security Instrmneut. <br />(C) "Leader" is PINNACLE BANK; CE. NTA AL. CIT. Y .................................................................. ............................... . <br />Lender is a . 4D. RMATI 014 .......................................................... ............................... organized and existing under <br />the laws of . THE. 5TAT. E.O FNERRASKA ........ ............................... Lender's address is . 320.0.3.TR.EET. P:4, 00X211, CENTR,AL.__... <br />C(TY,.NE. Bea. 26 ................................................................................. ............................... ....................... . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is PINNAC,L,E BANK, 3200 STAEET,CENTRAL CITY, NE, 68328,,,,,,,,,,,,,,,,,,,,,,,, „,,,,,,,,,_,_,,......._......... <br />_,,,,, <br />(E) "Note” means the promissory note signed by Borrower and dated 0,4: 242003 ................... ............................... . The <br />Note states that Borrower owes Lender DNERUNDRED.TWO.TR(U.SANDFIVE HVNORED. T' NENIYTHREEAND k711D 4........................... <br />............._... ._............................. Dollars (U.S. $ .1025. S7.....................) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... 117:07:8404.................... <br />......................................................................................................................... ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all stuns due under this Security Instrument, plus interest. <br />(IT) "Riders" means all Riders to this Security Instrument that are executed by Borrower. 'the following Riders are to he <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Raze Rider ❑ Condominium Rider ❑ Second Home Rider <br />® Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ........_. ........... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. <br />(.1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) foe (i) damage In, or destruction of, the <br />Properly; (ii) condemnation or other taking of all or any pan of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment' means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. $2601 et seq.) and its implimeniting regulation, <br />Regulation X (24 C.F.R. Part 35(k)), as they might be attended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does all qualify as a "federally <br />related mortgage loan" under RF.SPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and /or this Security Instrument. <br />Form <br />au'lI 3028(( 1101 <br />NEBRASKA— Single Family —FanNe Mae /Frrolde Mac UNIFORM INSTRUMENT (II IINI II IIp (III (III (III <br />Hankers symcmo, Inc.. St LImE, MN Form Me INF 8/17,2000 IIAII <br />'.n 111..1 ij 4/ of7nns. J B 2 A 0 <br />m no y <br />C no N <br />n x <br />on, x <br />_ <br />"�. <br />4 <br />M N <br />�t <br />c n <br />.1 <br />x x <br />m�: <br /><m <br />oro <br />C1 <br />c�1 <br />`L <br />W <br />T rn <br />W <br />Ul <br />o <br />� <br />N <br />N <br />O <br />V <br />`-' <br />tO 3 <br />cn <br />y <br />on <br />N �� <br />n <br />y <br />[Space Above This Line For Recording Data] <br />Z <br />O <br />DEED OF TRUST <br />DEFINITIONS S <br />0 <br />Words used in multiple sections of this document are defined below and other wards are defined in Sections 3, 1 1, 13, IS, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />... .0.4:24:2. 003 ............................. together <br />(A) "Security Instrument" means this document, which la dared ....... ............ <br />with all Riders to this document. <br />(B) "Borrower" is MARCJ ;.HOC.KAN4LOALH44K,.NU3RAND.ANA WIFE ............................................ ............................... <br />.......................................................................................................................... ............................... . <br />Borrower is the tractor under this Security Instrmneut. <br />(C) "Leader" is PINNACLE BANK; CE. NTA AL. CIT. Y .................................................................. ............................... . <br />Lender is a . 4D. RMATI 014 .......................................................... ............................... organized and existing under <br />the laws of . THE. 5TAT. E.O FNERRASKA ........ ............................... Lender's address is . 320.0.3.TR.EET. P:4, 00X211, CENTR,AL.__... <br />C(TY,.NE. Bea. 26 ................................................................................. ............................... ....................... . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is PINNAC,L,E BANK, 3200 STAEET,CENTRAL CITY, NE, 68328,,,,,,,,,,,,,,,,,,,,,,,, „,,,,,,,,,_,_,,......._......... <br />_,,,,, <br />(E) "Note” means the promissory note signed by Borrower and dated 0,4: 242003 ................... ............................... . The <br />Note states that Borrower owes Lender DNERUNDRED.TWO.TR(U.SANDFIVE HVNORED. T' NENIYTHREEAND k711D 4........................... <br />............._... ._............................. Dollars (U.S. $ .1025. S7.....................) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... 117:07:8404.................... <br />......................................................................................................................... ............................... . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all stuns due under this Security Instrument, plus interest. <br />(IT) "Riders" means all Riders to this Security Instrument that are executed by Borrower. 'the following Riders are to he <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Raze Rider ❑ Condominium Rider ❑ Second Home Rider <br />® Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ........_. ........... <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. <br />(.1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) foe (i) damage In, or destruction of, the <br />Properly; (ii) condemnation or other taking of all or any pan of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment' means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. $2601 et seq.) and its implimeniting regulation, <br />Regulation X (24 C.F.R. Part 35(k)), as they might be attended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does all qualify as a "federally <br />related mortgage loan" under RF.SPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and /or this Security Instrument. <br />Form <br />au'lI 3028(( 1101 <br />NEBRASKA— Single Family —FanNe Mae /Frrolde Mac UNIFORM INSTRUMENT (II IINI II IIp (III (III (III <br />Hankers symcmo, Inc.. St LImE, MN Form Me INF 8/17,2000 IIAII <br />'.n 111..1 ij 4/ of7nns. J B 2 A 0 <br />