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a <br />A <br />i n <br />T <br />a <br />i D p ac <br />1 <br />In <br />Cn <br />m p <br />° <br />M <br />After Recording Return To: <br />r- m <br />Q? r3 <br />^ <br />crt <br />3 <br />< <br />C <br />o <br />CD <br />N <br />200305050 <br />y <br />4 z <br />0 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Loan Number: <br />5PT30337 <br />1( <br />PatCel Number: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined <br />in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April <br />18, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Richard D. Osteraeier and Phyllis A. <br />Osteresier, <br />Husband and Wife <br />Borrower is the tnnstor under this Security Instrument. <br />(C) °Lender" is Five Points Bank <br />Lender is a Commercial Bank <br />organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Box <br />1507 <br />Grand Island, HE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee "is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated April 18, 2003 <br />The Note states that Borrower owes Lender <br />Sixty -Nine Thousand Seven Hundred Fifty And 00 /100 <br />Doll..(U.S.$ 69,750.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2023 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA.- Single Family -- Fannie MadFreddle Mae UNIFORM INSTRUMENT Form 30281/01 <br />memrvv.i ryage] Its pages/ <br />oa.,,.aa..va osi. :ieoae <br />