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200304948 <br />BY SIGNING BELOW, Borrower accepts and agrees to the [Isms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) <br />RICHARD L HARBAUGH - Borrower <br />(Seal) <br />-B—.rn r <br />_(Seal) <br />- Borrower <br />- Borrower <br />MARY C BAUGH orr�we. <br />- EWrrVw, <br />Bmrnwer <br />- Borrower <br />229412 <br />®8220 (0008) Pope 4 of 4 Farm 3111 1101 <br />m <br />