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200304918 FHA MORTGAGE RIDER (Assumption Rider) 321 - 2265283 This FHA ASSUMPTION RIDER is made this 14th day of April , 2003 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the " Securty Instrument ") of the same date given by the undersigned Mortgagor (Tmston, to secure Mortgagor's (Trustor's) Note to KEARNEY STATE BANK AND TRUST COMPANY Mortgagee (Trustee) of the same date and covering the property described as follows: Lot Thirty -one (31) in Block Six (6), Unit Two (2), Continental Gardens, an Addition to the City of Grand Island, Hall County, Nebraska. and whose address Is # 31 Chantilly Street Grand Island Nebraska 68803 The mortgagee shall, if permitted by applicable law and with the prior approval of the Federal Housing Commissioner, or his or her designee, declare all sums secured by this mortgage to be immediately due and payable if all or part of the property is sold or otherwise transferred (other than by devise or descent) to a purchaser or grantee who does not occupy the property as his or her principal or secondary residence or to a purchaser or grantee who does so occupy the property but whose credit has not been approved in accordance with the requirements of the Commissioner. Executed this 14th day of April 2003 by DAWN S. HILKER A Single Person STATE OF Nebraska ss. COUNTY OF Buffalo III On the 14th day of April . 2003 before me. a Notary Public In and far Buffalo County, State of Nebraska personally appeared DAWNS HILKER A Single Person to me known to be the persons) named and who executed the foregoing instrument and acknowledged that She executed the same as her voluntary act and dead. My Commission expires: 5- 10-2003ryil Lori L. Leonard bENENAL NOiANY -SU(e of NLhtask� iii LORI L. LEONARD q 1 My Comm. ErP. May 10, dfXu F3BOB.LMe (B /9BI L• I",'110 Buffalo county, Nebraska