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200304 872 <br />By signing below, Borrower accepts this Mortgage Insurance Rider and agrees that it amends and <br />supplements the Secyrity Instrument. <br />(Seal) (Seal) <br />ROBERT J VING - Borrower MELI SA T RING U - Borrower <br />11 R (0004) <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />—(Seal) (Seal) <br />- Borrower - Borrower <br />229413 <br />Page 3 of 3 Form 3160 4100 <br />