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200304866 <br />600641942 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />BORROWERS: <br />k'annie Mac /Freddie. Mac I INIFORM INSTRUMENT 1 /01 <br />NE55 01103 (Pape 15) <br />(Seal) <br />Rnrtnwcr <br />(Seal) <br />Roi�nwer <br />(Seal) <br />Rnrtnwer <br />(Seel) <br />Rernewn <br />(Seal) <br />se. ewe, <br />_ (Seal) <br />eorrewei <br />