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200304SOC <br />BY SIGNING BELOW, Borrower accepts and agrees to the teens and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Bortowcr <br />(Seal) <br />-Burru , <br />_ (Seal) <br />Borrower <br />G3- <br />C. GEORGE SMITH - R�rr�wer <br />r iYYl��C� (Seal) <br />PAMELA S SMITH - Borrower <br />(Seal) <br />- EWrQwer <br />(Seal) <br />Rnrrnw <br />_ (Seal) <br />Rnrtower <br />229410 <br />CkOINE) (0001) vrye 14 on Form 3028 1101 <br />