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200304743
<br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC.
<br />Lender is a CORPORATION
<br />organized and existing under the laws of THE STATE OF CALIFORNIA
<br />Lender's address is P.O. BOX 10304, DES MOINES, IA 503060304
<br />Leader is the beneficiary under this Security instrument.
<br />(D) "Trustee" is JOHN S. XATELMAN, ESQ.
<br />10855 WEST DODGE ED, SUITE 240, OMAHA, HE 68145
<br />(E) "Note" means the promissory note signed by Borrower and dated APRIL 11, 2003
<br />The Note stales that Borrower Owes fender SIXTY TWO THOUSAND AND 00 /100
<br />Dollars
<br />(UlS. $ * * * * *62, 000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than MAY 01, 2013
<br />(Fl "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(C) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrumrmt, plus interest.
<br />(Ip "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ 1 -4 Family Rider
<br />❑ VA Rider ❑ Biweekly Payment Rider ❑ Dlher(s) [specify]
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, paint -of -sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(N/) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third parry (other than insurance proceeds paid under the coverages described in Section 5) fur: (i)
<br />damage to, or destruction of, the Property; (it) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against die nonpayment of, or default on,
<br />the Loan.
<br />dM-61NEI ioaam
<br />vase s or �mers R`y
<br />I /J Form 3028 1101
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