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200304656 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />a."4 z9j (Seal) <br />CLINTON J PALU - Borrower <br />6(NE) (0005) <br />(Seal) <br />TERRI A PALU - Borrower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229409 <br />Page 14 of 15 Form 3026 1101 <br />V <br />